I'm so glad you started this thread! I'm looking at upgrading from my point & shoot to a "Big Girl" camera myself. I've been wanting to for so long that I dream of cameras at night.
You've done your research and it shows. The XSI is a FANTASTIC camera and really is in line with the higher level "Professional" 40D. The ONLY mentionable difference between the two is frames per second and really, unless you are shooting sports photography, you don't need 25 frames per second. So you are looking at a professional level camera for an amature price.
Go for the XSI!! It's a really great camera. (I'm going to buy one myself this winter. There will be rebates if you can wait until Christmas time)
Plus, with the money you save buying this high quality but affordable camera, you can invest in a really nice lens or two. Like a 1.5 55mm. Super fast and great in low light, yet doesn't cost an arm & leg.
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