Here's my list:
Have a separate vacation savings account at the bank
"help" friends with garage sales - by selling some of my stuff too
Sell excess stuff on eBay
Sell books on Half.com
Keep a change jar - actually I use a coin sorter - and deposit the change periodically
Put all rebate checks, etc. in the vacation account
Have a set amount put into the vacation account each pay period.

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Luckily I sometimes get free cruises cause I'm an agent or at a very discounted price.

The thing about the llama was just a joke

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