Don't I know it!  I miss my major worry being "will we get the money back?"
After a few land vacations I've been on where people have had medical issues, one being an emergency, you'd think I would have looked at this closer sooner.
Usually we have stupid or self inflicted things happen, Mike clocked himself in the eye with a 2 foot wrench fixing an automotive thing on his truck in South Dakota, had a real nice shiner that he told everyone we met I gave to him for looking at other women at the Sturgis rally!  He also got bit by a spider in FLL (be careful of bugs there!) and his knee swelled up to twice the size of his other one.
It's the "OMG" ones I'm concerned with.
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