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Lots of lessons to be learned here, and most of them have already been mentioned. Stanford's Girl made some great points...and these are things we can teach kids, too.
I would have definitely called the US authorities, even if security on the ship told me it wasn't necessary. I would want to get US police involved immediately and I would be really concerned if someone on the ship told me it wasn't necessary. Oh yes it is! Have you seen how ship's security has handled some of the 'man overboard' investigations? I suspect they are equally as interested in keeping bad situations low key and avoiding bad publicity as they are in trying to get crimes solved.
Also, don't they make credit cards where you can designate a low limit for a kid ? I am not sure I would let a kid walk around in port with a credit card with a high limit where, if lost or stolen, the thing could be be charged to the hilt. It seems like giving them $50 each (or some set amount) for trinkets, snacks, and souveniers might be a better idea.
Also, I don't think Mexico has the monopoly on creepy bad guys. This could have happened in any city in America, and any foreign port we sail to. We just need to all stay on our toes, travel smart, and watch out for each other!
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